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Sell-It-Yourself Guide

Sell-It-Yourself
Step 1   Value Your Property

Step 2   Instruct Your Solicitor

Step 3   Obtain a HIP

Step 4   Advertise on Bath-Properties.com

Step 1

Sold! Valuing your Property

You can get an idea of property prices in your area by visiting the Land Registry website where you can see what is actually happening to average prices of property in England and Wales, here:

www1.landregistry.gov.uk/houseprices/housepriceindex/report

One of the largest mortgage lenders in the country, Halifax/HBOS, publishes a monthly property price index, here:

www.hbosplc.com/economy/housingresearch

You can browse local estate agents windows, adverts in newspapers and the internet, to identify similar properties in your local area and the price that they are selling for.

You could ask three local estate agents for a free valuation.

Finally decide for yourself what your bottom line price will be - most buyers will expect to make an offer slightly lower than the asking price so bear this in mind when deciding upon the price you will advertise.

Step 2

Transfer of Ownership Conveyancing

Conveyancing is the legal process by which ownership of a property is transferred from the seller to the buyer so you will want to hire a solicitor or licensed conveyancer to handle this process.

The Law Society is the professional body for solicitors and offers advice for finding a suitable professional here:

www.lawsociety.org.uk/choosingandusing/findasolicitor.law

Step 3

HIP Home Information Packs

A HIP is a legal requirement and lets buyers see important information on the property at the start of the process.

The Property Codes Compliance Board provides a list of registered HIP providers here:

http://propertycodes.org.uk/register_of_firms/hip_providers.shtml

Further information can be found on the UK government website here:
http://propertycodes.org.uk/register_of_firms/hip_providers.shtml

Step 4

Place your advert Attracting potential Buyers

Create your advertisement on Bath-Properties.com by describing your property, providing as much information as possible about your home and its features.

Upload photographs and detail any benefits of the area where your property is situated.

The process is very easy and instructions can be found here:

www.bath-properties.com/add_help

Hot Topics

Bank of England Bank of England drops base rate to 300 year low.
Base rate is reduced further as attempts continue to try to kick-start the economy and housing market. The BBC reports on the possible implications.


For Sale boards Halifax price index reports 16.2% decline in 2008.
December saw a 2.2% fall in values with the 4th quarter continuing in the same trend as the previous two quarters, to fall by 5.2%. Mortgage approvals stabilise with slight increases in both newly agreed sales and new buyer enquiries.


Closed Recession spells end for 'traditional' estate agency!
The Royal Institution of Chartered Surveyors says the business of typical "old-style" estate agents has hit a 30-year low, selling an average of just one home a week, (reports the Independant).


For Sale Unsold homes driving down rental prices
The number of unsold homes on the market is driving down rental prices.(BBC).



Latest Rates

Updated: Wednesday 14 January

Lender SVR Change
Nationwide BS 3.50% -0.50
Lloyds TSB/C&G 3.50% -0.50
HSBC 3.94% -0.50
RBS 4.19% -0.25
Bristol & West 4.49% -1.00
HBOS 4.50% -0.25
Skipton 4.50% -0.50
Bradford & Bingley 4.84% -0.00
Abbey 4.94% -0.00
Britannia BS 4.99% -0.00
Coventry BS 4.99% -0.00
Clydesdale & Yorkshire 5.14% -0.00
Northern Rock 5.34% -0.00
Chelsea BS 5.79% -0.00

* SVR = Standard Variable Rate
Bath Valuations

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